317.886.8921

INVESTMENT PROPERTY FINANCING

Creative Loans For Most 1-10 Unit Residential & Commercial Properties.

680+ FICO on DSCR & portfolio. No FICO options on qualifying bridge & rehab loans. Min loan size $75K & up.

rentals, flips, bridge, Portfolio & multi-family

Start a quote in seconds right here⤵

CUSTOM JAVASCRIPT / HTML

Nationwide Lending · Loan details Below

*Not all program available in all states

Programs, Loan Types & Options

1-10 unit properties only

Below you'll find some of the basics of what we offer.  

Our loan options expand daily, so we may what you need it even if you don't see!

The programs below show the upper & lower limits between dozens of programs (not all options are available in combination). 

Our job is to match you to the best program for your situation & goals with a focus on keeping costs low and likelihood of closing high. 

FICO scores, property specifics, experience and other details factor into what programs will work for you.  

We'll do all the 'heavy lifting' and provide insight & guidance. You just tell us what you're trying to do and we'll get it done stress-free and cost-effectively!

Scroll down to see more about each loan type.

DSCR / Rental

Purchase
Cash Out Refinance
Rate & Term Refinance
⋆ 17 to 40-Year Loans

HIGHLIGHTS:
☑ Up to 85% LTV on purchase
☑ Up to 80% LTV on refinances
☑ Options for rural properties
☑ New investors welcome
☑ Short-term rentals OK
☑ Interest only avail.
☑ Close as fast as 14 days
☑ Down to .75 DSCR
☑ Rates as low at 5.805%*

REQUIREMENTS:
 ▶ Min FICO: 640 (for low LTV)
 ▶ Recommended FICO: 700+
 ▶ Min Loan: $75K
 ▶ Max Loan: $5M
 ▶ Reserves req'd (retirement funds OK)

*Rates as of 8/23/24 and includes rate buy-downs. Rates change frequently.  Be sure to get a quote started and lock-in low rates while available.

Rehab / Fix+Flip

Purchase
Cashout Refinance
Rate & Term Refinance
⋆ 6-24 Month Loans

HIGHLIGHTS:
☑ Up to 100% LTC, 100% LTV, 75% ARV*
☑ Up to 100% of rehab
☑ Close as fast as 3-5 days
☑ New investors welcome
☑ Interest only options
☑ No interest on undrawn funds
☑ No pre-payment penalties
☑ 1-4 units, MF 5+ units, Condos OK
☑ Rural options avail.
☑ Rates as low as 8.25%

REQUIREMENTS:
 ▶ Min FICO: 620 / Ideal FICO 680+
 ▶ Min Loan: $75K
 ▶ Max Loan: $50M
 ▶ Reserves req'd (retirement funds OK)

*Only experienced, well qualified borrowers will qualify for these options. Other great options for metro properties even with NO Experience required available.

Bridge

Purchase & Quick Close Purchase
Cash Out Refinance
Rate & Term Refinance
⋆ 12-24 Month Loans

HIGHLIGHTS:
☑ Up to 90% LTV on purchase
☑ Up to 80% LTV on rate & term
☑ Up to 75% LTV on cash out
☑ New investors welcome
☑ Rural options avail.
☑ Close as fast as 10 days
☑ Rates as low as 9%

REQUIREMENTS:
 ▶ Min FICO: 650
 ▶ Min Loan: $100K (w/exceptions)
 ▶ Max Loan: $50M
 

Portfolio & Multi-Family Loans

Please initiate a quote for more detials

These programs change too frequently to post details here but we do have them and new options arrive weekly.

Large MFR, Land, Special Commercial & Mixed-Use Loans

Begin a quote for more details on these loan types.

**Not all loan programs are available in all states. We do not lend in ND, SD and AK. Low and no-doc options exist on most programs, but the best terms and rates are available with full-doc funding. 

The pricing model that serves you.

REVAMPD is AMPD Lending's best contribution to the world of investment property financing...

Giving our customers lower-fees that are both transparent and fixed, plus discounts for repeat borrowers that allow serious investors to grow faster.

Furthermore, we put realistic caps on what we can earn on larger loans over $1 Million.  While some lenders and brokers still charge the same points on huge loans, we know that just doesn't make sense for you!

When you initiate a quote, we'll dive deeper on how this all works in your favor.

* The REVAMPD fixed-fee options apply only to 1-8 unit rental property financing and 1-4 unit rehab and bridge loans.

The AMPD Way Of Lending

We do things differently, providing a new broker + direct lender model suitable for today's financial environment.  

Brokers can shop your deal around to find you the best one.  That's great, but they charge additional points on top of the points being charged by the lender.

Our model is simple and unique, providing you with many creative loan options just like a broker would but with none of the extra fees and points that drive up your costs.

We work directly in partnership with reputable and proven investors and lenders who close your deal under the same fee and point structure you'd get by working with them directly.  They give us a tiny slice of the pie.  That's how we deliver the best of both worlds.  It's a win-win.

Our service-oriented philosophy:

Our ultimate goal is to become your go-to source for property financing.  From the first to the last interaction, service and excellence is the focal point.  These aren't just transactions to us.  Every conversation is a new relationship we hope will last for many years to come.

By submitting your phone number you are providing express written consent for us and our affiliates, agents, and service providers to contact you at the email provided as well as the number provided regarding products or services, including via autodialed and/or prerecorded or artificial voice calls and texts and that this consent will persist indefinitely until you request a cease in contact which can be made by phone, email or text. You may opt out of text messages or email at any time by reply with the word STOP. 

©2025 AMPD Lending LLC. All Rights Reserved

249 E. Jefferson St. #159, Franklin IN, 46131

Visit www.ampdlending.com for more details on us and our services.
 This offer is not guaranteed if you do not meet our criteria, including credit worthiness, insurability or ability to providing acceptable property as collateral. Terms and conditions apply. Programs, rates, terms and conditions are subject to change and are subject to borrower(s) qualification. This is not a commitment to lend. The content in this website has not been approved, reviewed, sponsored or endorsed by any department or government agency.