Access High LTV, LTC & ARV Financing Options Easily!
680+ FICO on DSCR & portfolio. No FICO options on qualifying bridge & rehab loans. Min loan size $75K & up.
REHAB, refi, Purchase, BRIDGE & CONSTRUCTION loans
Start a quote in seconds right here⤵
Hablamos Español · Nationwide Lending* · No Appraisal & No Doc Options
*No lending In AK, ND & SD
Programs, Loan Types & Options
FICO scores, property specifics, experience and other details.
Start a quote above & we'll guide you on what's possible & best for your situation.
DSCR / Rental
Purchase
Cash Out Refinance
Rate & Term Refinance
⋆ 17 to 40-Year Loans
HIGHLIGHTS:
☑ Up to 85% LTV on purchase
☑ Up to 80% LTV on refinances
☑ Options for rural properties
☑ New investors welcome
☑ Short-term rentals OK
☑ Interest only avail.
☑ Close as fast as 14 days
☑ Down to .75 DSCR
☑ Rates as low at 5.805%*
REQUIREMENTS:
▶ Min FICO: 640 (for low LTV)
▶ Recommended FICO: 700+
▶ Min Loan: $75K
▶ Max Loan: $5M
▶ Reserves req'd (retirement funds OK)
*Rates as of 8/23/24 and includes rate buy-downs
Rehab / Fix+Flip
Purchase
Cashout Refinance
Rate & Term Refinance
⋆ 6-24 Month Loans
HIGHLIGHTS:
☑ Up to 100% LTC, 100% LTV, 75% ARV*
☑ Up to 100% of rehab
☑ Close as fast as 3-5 days ☑ New investors welcome
☑ Interest only options
☑ No interest on undrawn funds☑ No pre-payment penalties
☑ 1-4 units, MF 5+ units, Condos OK☑ Rural options avail. ☑ Rates as low as 8.25%
REQUIREMENTS:
▶ Min FICO: 620
▶ Min Loan: $75K
▶ Max Loan: $50M
▶ Reserves req'd (retirement funds OK)
*Only experienced, well qualified borrowers will be able to access the higher percentages
Bridge
Purchase & Quick Close Purchase
Cash Out Refinance
Rate & Term Refinance
⋆ 12-24 Month Loans
HIGHLIGHTS:
☑ Up to 90% LTV on purchase
☑ Up to 80% LTV on rate & term
☑ Up to 75% LTV on cash out
☑ New investors welcome
☑ Rural options avail.
☑ Close as fast as 10 days
☑ Rates as low as 9%
REQUIREMENTS:
▶ Min FICO: 650
▶ Min Loan: $100K (w/exceptions)
▶ Max Loan: $50M
Construction
Purchase
Rate & Term + Rehab
⋆ 12-24 Month Loans
HIGHLIGHTS:
☑ Up to 92.5% LTC, 70% ARV*
☑ Close as fast as 3-5 days
☑ No interest on undrawn funds
☑ No pre-payment penalties
☑ 1-4 units or land with entitlements
☑ Rates as low as 9.99%
☑ First-timers OK
☑ Rural options avail.
REQUIREMENTS:
▶ Min FICO: 660
▶ Min Loan: $150K
▶ Max Loan: $30M
▶ Sponsor, experienced contractor or experienced borrower preferred
Large MFR, Land, Commercial & Mixed-Use Loans
Begin a quote for more details on these loan types.
**Not all loan programs are available in all states. We do not lend in ND, SD and AK. Low and no-doc options exist on most programs, but the best terms and rates are available with full-doc funding.
The pricing model that serves you.
REVAMPD is AMPD Lending's best contribution to the world of investment property financing...
Giving our customers lower-fees that are both transparent and fixed, plus discounts for repeat borrowers that allow serious investors to grow faster.
Furthermore, we put realistic caps on what we can earn on larger loans over $1 Million. While some lenders and brokers still charge the same points on huge loans, we know that just doesn't make sense for you!
When you initiate a quote, we'll dive deeper on how this all works in your favor.
* The REVAMPD fixed-fee options apply only to 1-8 unit rental property financing and 1-4 unit rehab and bridge loans.
The AMPD Way Of Lending
We do things differently, providing a new broker + direct lender model suitable for today's financial environment.
Brokers can shop your deal around to find you the best one. That's great, but they charge additional points on top of the points being charged by the lender.
Our model is simple and unique, providing you with many creative loan options just like a broker would but with none of the extra fees and points that drive up your costs.
We work directly in partnership with reputable and proven investors and lenders who close your deal under the same fee and point structure you'd get by working with them directly. They give us a tiny slice of the pie. That's how we deliver the best of both worlds. It's a win-win.
Our service-oriented philosophy:
Our ultimate goal is to become your go-to source for property financing. From the first to the last interaction, service and excellence is the focal point. These aren't just transactions to us. Every conversation is a new relationship we hope will last for many years to come.
By submitting your phone number you are providing express written consent for us and our affiliates, agents, and service providers to contact you at the email provided as well as the number provided regarding products or services, including via autodialed and/or prerecorded or artificial voice calls and texts and that this consent will persist indefinitely until you request a cease in contact which can be made by phone, email or text. You may opt out of text messages or email at any time by reply with the word STOP.
This offer is not guaranteed if you do not meet our criteria, including credit worthiness, insurability or ability to providing acceptable property as collateral. Terms and conditions apply. Programs, rates, terms and conditions are subject to change and are subject to borrower(s) qualification. This is not a commitment to lend. The content in this website has not been approved, reviewed, sponsored or endorsed by any department or government agency.
